How to make a BCA credit card: SmpSma

How to make a BCA credit card for ACC speed

There are many who believe that making a BCA credit card is so difficult.

BCA offers a variety of services and products, one of which is a credit card. Among the different types of credit cards offered by banks, it can be said that bca credit cards have many enthusiasts.

The Credit card is likea man in need today, especially in the masa as now, compared to making cash payments, paying by credit card is considered more fun and practical.

Even for entrepreneurs, credit cards are very useful, since they can be used to purchase goods for production needs first, andat the end of the month they simply make payments depending on the amount of the account.

Benefits of a BCA Credit Card

Getting a BCA credit card certainly offers different advantages over credit cards from other banks. First advantage, you can enjoy very competitive credit rates. All the BCA credit cards you use, whether Visa or Master Card, all have very attractive interest rates.

Secondly, you can shop abroad comfortably. You can shop abroad with a BCA credit card safely and securely, except that the exchange rate of this credit card is very low.

Thirdly, payments are received in real time. If you make a credit card payment using a BCA ATM, BCA over the phone, or using BEr as a BCA transaction opportunity, the amount of the limit will automatically increaseat that time, even if you makethe payment during the holidays.

Fourthly, it has a very extensive commercial network. Making a BCA credit card is so sought after, one of which is due to this advantage.

Types of CC BCA You Should Know

BCA offers a wide range of credit card types and is divided according to payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here’s more information about choosing BCA credit card types:

  1. BCA card. Some cards included in the BCA card type, such as the Everyday Card. The limit of this card is 3 million IDR, and its annual fee is 125 thousand IDR. There is also a Platinum card with a limit of IDR 20 million and an annual fee of 250 thousand IDR. Finally, there is the Indomaret card with a limit of IDR 3 million and an annual fee of 125 thousand IDR. Making a BCA credit card is quite easy.


  1. BCA Master’s karting. In the BCA Mastercard card type, the limit of the platinum type is IDR 20 million, while the annual fee is IDR 450 thousand, the black type IDR limit is 20 million, and the annual fee is 450 thousand IDR, finally the Matahari Mastercard, the limit is 3 million and the annual fee is IDR 125 thousand.


  1. BCA visa card. Batman Visa has an annual fee of 125 thousand IDR and a limit of IDR 3 million, a Black Visa limit of 20 million IDR and an annual fee of 450 thousand IDR, a Singapore Airlines visa, an annual fee of IDR 500 thousand and a limit of IDR 20 million. It is quite difficult to make a BCA Black credit card , but the given limit is large.


  1. BCA card JCB. The BCA JCB card is divided into 2 types, that is, nationwide privileges and global privileges. This credit card product is actually a special product, so with information about annual fees and card limits, you can contact BCA directly.

How to make a BCA credit card

Before you make a credit card from BCA, you need to make sure that you meet the various requirements offered by the BCA, such as the minimum age for a card applicant is 21 years and the maximum is 65 years, then the minimum monthly income is 4 million Rp. 4 million and for some cards at least 3 million Rp.

Documents that need to be prepared when you want to apply for a card, such as identity cards, evidence of the income of employees and professionals. If you are self-employed in the profession, you must attach financial statements. In addition, other files, such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals, and setting up a business for the self-employed.

If various documents have been completed, then the creation of a BCA credit card can be done online and offline.

If you decide to apply for an offline credit card, then you just need to visit the nearest BCA branch and bring various documents. Later, customer service will help you deal with the application for the card application. Fill out all the forms offered by customer service, be sure to fill them out completely. In order to process the card faster.

Tips for Accepting BCA Credit Card Applications

Although it is very easy to create a BCA credit card , in order for your credit card application to be approved, you will have to meet different conditions.

Secondly, make sure you have a good credit history. BCA Bank doesn’t really want to accept applications if you have a bad credit history. So make sure you don’t have installment arrears or unorganized credit history for at least the last 6 months. If you still have installments, be sure to pay on time.

Thirdly, the income corresponds to the criteria required by the bank. It has been explained that the minimum income should be IDR 3 million, and there are some cards that are IDR 4 million. Make sure your income is appropriate. Some types of work can be quite dangerous, if so, you can start saving with bca so that there are enough savings.

fourthly, to have enough savings in the BCA account. In fact, it is easier if you have a sufficient amount of money in your BCA account or have been a BCA customer for many years. Becoming a loyal customer, the bank, of course, will consider your application well.

Indeed, a BCA credit card can be the best option for those of you who want to get a credit card with professional and comprehensive services, especially since the offers offered each month are very attractive. Making a BCA credit card is also very easy and the process is very fast, so what are you waiting for.

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